Investing is fundamental to wealth building as every person is limited in the number of hours they have in a day. Without having income derived from investments it becomes increasingly difficult to move up income classes, retire, or build any wealth. Increasing market access for the Black population is vital to any plan for improvement in economic standings.
Technology changes have allowed more people to access the stock market, loans, and other banking services, but there are well-intended policies that can hinder this growth. These tools are part of the foundation on which upward economic mobility is deeply reliant. If future regulation and efforts are not coordinated, gains in this area could be reversed.
